BUYING A HOUSE AND GETTING A LOAN FOR HUNDREDS OF THOUSANDS OF DEBT CAN BE ONE OF THE BIGGEST LIFE DECISIONS YOU'LL EVER MAKE
We are here to help!
Buying your first home can feel overwhelming, but it doesn’t have to be. At Loan Theory, we believe knowledge is power, and this complimentary guide is packed with practical info to help you feel informed and in control every step of the way.
Whether you’re still saving your deposit or ready to hit the open homes, our First Home Buyers Guide walks you through the full journey in plain English. No jargon. No pressure.
This guide is perfect for:
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Anyone thinking about buying in the next 12–24 months
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First home buyers who want to avoid costly mistakes
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Those ready to get pre-approved and want to understand what comes next
FIRST HOME BUYER
Educate, Facilitate, Accelerate
P.S. We’re always here if you need a real person to talk things through. Just book a time with a Loan Theory broker.
INSIDE THE GUIDE
👇Everything you need to know (and nothing you don’t) to buy your first home with clarity and confidence
✅ Know Your Numbers – Understand deposit options and borrowing capacity
💰 Government Schemes – What grants and concessions could save you thousands
📊 Work Out Your Costs – All the hidden and upfront costs, explained
🏦 Find a Home Loan – Compare types of loans and repayment structures
📝 Get Your Pre-Approval – Why it matters and how to get started
🧑💼 Assemble Your Property Team – The experts you’ll want in your corner
🏡 Finance to Settlement – A simple timeline of what happens once you find a place
🔄 Ongoing Mortgage Management – How to keep your loan working for you
✍️ Bonus Checklists:
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Budgeting Checklist to track your savings goals
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Home Loan Checklist to prep your paperwork like a pro