HOMESTART REFINANCE LOAN COMPARISON CALCULATOR
TALK TO SOMEONE TODAY
Lets see if you are ready to make the move away from HomeStart
WHAT OUR CUSTOMERS SAY
Don't just take out word for it
ANGUS
Panorama
My wife and I had an incredible experience working with Elliot as our mortgage broker. From start to finish he was responsive and extremely helpful. He provided a number of lenders with pros and cons, assisting us with what would work best for us. He took the time to explain the whole finance process to us, notifying us of any additional costs from the chosen lender. This was greatly appreciated as he assisted us with re structuring our accounts.
He helped with moving from start to finish from our current bank through to our new lender including all steps along the way (insurance etc). He was contactable at any time, this made the process stress free and easy, keeping us informed as the loan moved through. With Elliot we felt supported the whole way through and we were extremely happy with the service.
We highly recommend Loan Theory to anyone seeking expert loan advice and support. Loan Theory provides an approachable, professional and friendly service.
FREQUENTLY ASKED QUESTIONS
Here to answer all of the tricky questions
When can I refinance from HomeStart?
It does largely depend on your finance circumstances. Do you have enough equity in your property, do you have enough income to support a loan. In a Discovery call we run through your current situation and give you an idea if you are ready to make the move now or what needs to happen for you to be ready.
Is there a minimum number of years I must stay in HomeStart?
No.
There is no 5-year or fixed waiting period. Lenders assess your financial position — not how long you’ve held the loan.
Why use a broker?
As a broker we have access to over 40 different lenders and over 200 different products. This gives us the ability to place you with a lender and product that suits. Unlike a bank that can only sell their products and may only have up to 5 different loan products.
How much will I need for a deposit?
This will depending on your purchase price goals, what government incentives and what lenders you might qualify for. We have lenders that can lend up to 97% of the property value. Talk to us today to discuss your deposit requirements.
